Risk Management and Insurance
Insurance is a tool that can play a major role in your financial plan. While there is an insurance product available for nearly every situation imaginable, that does not mean that you need to own it all.
Do you know what would happen to your family financially if you or another family member died unexpectedly? Which debts would you want to have paid off? How much income would your family need in order to be secure?
What would happen to your family's financial condition if you became disabled and could no longer work? In the event or an unexpected illness or injury, how much income would you and your family need?
Long-Term Care Insurance
Your chances of requiring some level of long-term care increase as you get older. What provisions have you made for the possibility that you may need nursing home or home health care?
Determining the types and amounts of insurance you need requires a thorough analysis of your and financial situation and life circumstances. We can help you assess the risks in your life and determine which areas can benefit you most.